IOUTrackBot

IOUTrackBot is a Telegram mini app for tracking personal debts and loans. It keeps all records inside Telegram, without spreadsheets or separate finance tools.

Core features

• Add new debts and loans with amount and notes.
• View and manage active obligations in a structured list.
• Mark transactions as settled and keep a clear history.
• Multilingual interface for users in different regions.
• Fully operates inside Telegram, no external accounts required.

Privacy and data handling

The bot does not collect personal details such as names or contacts. It stores only anonymous Telegram user IDs needed to link records to accounts and maintain functionality.

IOUTrackBot is suitable for tracking informal loans between friends, shared expenses, and everyday IOUs where a simple, chat-based ledger is enough.