Settler is a Telegram Mini App for tracking shared expenses inside group chats and keeping everyone’s balance clear. It fits trips, roommates, and small teams where costs need to be split without spreadsheets.
Fast logging with AI categorization
Expenses can be added as text or voice messages. AI categorizes entries and helps split amounts across group members. Multi-currency tracking is supported, including USD, EUR, RUB, KZT, and GBP.
Settlements via TON wallets
Debts can be settled on-chain using a TON wallet. The app mentions support for TON and USDT and shows verified blockchain transactions. Paid items are marked as settled, and invoices can be sent with a single tap.
Insights and data handling
Charts break spending down by category, person, and time period, with a running balance view of who owes what. The description also claims end-to-end encryption and no ads or tracking.