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Virtual cards for international payments
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Zarub is a Telegram bot focused on paying for international online services when a local bank card is declined. It issues virtual Visa or Mastercard cards and supports Apple Pay.
The card can be used for recurring subscriptions and digital purchases. The listing mentions services such as Netflix, Spotify, YouTube Premium, ChatGPT, Midjourney, Canva, Steam, Coursera, and Adobe.
Funds can be added in rubles via the Fast Payment System (SBP) or using cryptocurrency. The flow is built around a simple sequence inside Telegram: top up, get a virtual card, then pay.
An official updates channel is referenced: @zarub_official.
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